Initial Class
Complete COURSE Syllabus
Why most people are struggling with their finances
It is becoming increasingly more difficult to:
Own a home
Pay for education
Buy a vehicle
Save and invest for retirement
Pay non-discretionary bills like utilities and insurance
Have enough money for gas, food, entertainment and other discretionary spending
Go on a vacation
Sustain an emergency event
Own a home
Buy a vehicle
Pay for education
Investment Contributions
Pay non-discretionary bills like utilities and insurance
Have enough money for gas, food, entertainment and other discretionary spending
Go on a vacation
Sustain an emergency event
Why is this happening? Is it just you, or is it systematic?
In this lesson you will learn simple, yet enlightening truths behind the declining state of personal finances and why we are having such a difficult time managing our money and building wealth regardless of how hard we work.
The 3 options to get help with your finances, and why they don't work
Why aren’t all of these resources working?
First, they are not easy to understand, fast to implement, or effortless to maintain. And second, their primary objective is not to help you, it’s to sell you.
In this lesson you will learn why apps, financial literacy, and financial planners aren’t the answer to getting your financial house in order and keeping it there effortlessly.
The 4 things you must know to achieve financial wellness
It is virtually impossible for working families to achieve financial wellness without solid, readily available answers to the following four questions.
In this lesson you will learn the foundations of the four things you must know to live your financial life with confidence.
The 7 stages of your personal finance journey
Nearly everyone will go through 7 stages in their financial journey.
- Knowledge - What you really need to know…now.
- Insight - What information do you need at your fingertips and how to get it.
- Control - Using information and cashflow logistics to effortlessly manage your finances.
- Planning - Spending, and investing when ready.
- Accumulate - Preparing for opportunity.
- Deploy - Buying income producing and/or appreciating assets.
- Distribute - Creating joy for you, your family, and others.
In this lesson you will be introduced to the 7 stages of your financial life and how both tactics and strategy are necessary for you to know what you need to do today to create the tomorrows that you want.
Please note that the first of the three classes included in the Complete Financial Wellness Masterclass is a deeper dive into the 7 stages of your personal finances journey.
Your financial life in 3 segments
There are 3 distinct segments of time in each of our financial lives.
Learning
Earning
Converting
In this lesson you will learn the attributes of each of each segment of your financial life and who is guiding you through them.
The earning segment of your life
The second, and sometimes the longest, segment of time of your financial life is the earning segment.
- How long is that segment?
- Who is helping me?
- What questions should I be asking as I am working so hard for so long?
In this lesson you will learn the responsibilities of the money you earn during the earning segment of your life, and what living within your means, really means.
The 3 personal financial profiles
It’s pretty simple: Wealth = Choices. The more wealth, the more choices you have.
There are three personal finance profiles and each of them include income, the cost of your lifestyle, and retirement income. The personal financial profile you create for your life will determine the choices available to you.
Profile 1 - no choices
Profile 2 - some choices
Profile 3 - many choices
In this lesson you will learn about the three financial profiles and how income, the cost of your lifestyle, and retirement income work together to create more wealth so that you have more choices throughout your life.
How money enters and exits your life, and The 5 elements of cashflow
The 5 elements of cashflow include:
Income
Bills
Spending
Funds
Investment Contributions
In this lesson you will be introduced to the 5 elements of cashflow, their definitions, and what you can do with each of them to optimize and maximize your lifelong earnings.
Please note that the second of the three classes included in the Complete Financial Wellness Masterclass is a deeper, technical dive into the 5 elements of cashflow.
Putting your finances on autopilot and Cashflow logistics
Cashflow logistics is how money moves in, out, and around your life. Other than cash transactions, money moves into and out of financial institutions, primarily our bank accounts.
In this lesson you will be introduced to a new banking structure that will allow you to put your cashflow logistics on autopilot and have the information and control you need to make everyday decisions effortlessly and with confidence.
Please note that the third of the three classes included in the Complete Financial Wellness Masterclass is limited to 10 attendees and I will provide ample time for questions as you put what you have learned into place and into practice.
