What will I NOT do?
This is a list of things you should not expect to get from me or this class:
1
Sales of any financial products. The extent of anything that can be considered sales has already been covered in the “What happens at the end of the class” section. You may enroll in the Complete Financial Wellness Masterclass, schedule one-on-one time with me, or ask me to connect you with a Personal Finance Manager who is unrelated to Complete Financial Wellness.
2
Offer or provide investment advice. I am not licensed to provide any investment advice and will not suggest any investment products or strategies. Having said that, I will do the math with you to calculate the potential outcomes of investments your may be considering given the variables you provide.
3
Make your decisions or set your priorities. The two most common questions I get from students are “Nader should I ____?” and “Nader can I ___?” – you fill in the blank. Similarly to not providing investment advice, I do not provide lifestyle advice. However, I will do the math with you to calculate the potential financial outcomes of what you may be considering. Also, I will draw on 25 years of experience working directly with countless households and share stories about decisions they made and their experiences.
4
Simple things that I need to say for the same reasons warnings exist on electrical appliances letting you know they are not safe to use in a bathtub. This course will NOT suddenly:
- Make you wealthy, although proper financial management is certainly one of the foundations of wealth.
- Guarantee you a comfortable retirement, although it’s hard to retire if you don’t know what it takes.
- Attract the love of your life, although proper financial management is very attractive.
- Pay off your debt, although it’s hard to get motivated without an executable plan to do so.
- Solve deep seated emotional issues linked to money. This is a very sensitive area as many of us grew up with lack and some of us grew up with luxury, and most of us grew up with parents and a school system that didn’t help us understand money at all. If you feel like you have emotional issues with money, please research and engage with resources that may be able to help.
- Fix your marriage, although one of the leading causes of divorce is personal finances. Interestingly, what I have found is that in most cases it is not the lack of money but the presence of fear that takes its toll on a marriage. Proper financial management allows members of households to have real conversations that alleviate the fear.
Feedback We Hear Most Often
1
I can't believe it's this easy. Why don't they teach this in high school and college?
2
You saved our marriage. See "4" above.
3
I've never had this much money in my life. It is amazing what happens when you put an easily maintained structure around your finances that helps you make decisions and plans with confidence. Simply put, you become a better steward of what you have been blessed with and what you are working so hard to achieve.
Easy to understand, fast to implement, and effortless to maintain.
Let’s get going.
